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Website: https://banktop.vn/vay-tien-online

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Address: Lầu 1 - 144 Cộng Hòa Phường 12 Quận Tân Bình, HCM

Phone: 0909 023 278

Email: [email protected]

Name: Banktop

How to Loan Techcombank? Loan Terms and Procedures

Mortgage loan is considered a form of loan applied by many banks, in order to attract customers who need a large amount of money with the mortgage of a guaranteed value. Including mortgage loans Techcombank bank. The following article will provide you with information about interest rates, conditions, loan procedures, ... at the bank.

Benefits of Using a Mortgage Loan at Techcombank

Some information about Techcombank Joint Stock

Commercial Bank for Industry and Trade of Vietnam is one of the banks with a dense network of branches spreading across provinces and cities nationwide. With such a large scale today. Techcombank applies a low mortgage interest rate package that brings customers many attractive benefits.Lợi ích khi vay thế chấp tại ngân hàng Techcombank

Techcombank allows customers to mortgage a number of assets such as red book, pink book, savings book ... for different purposes. Techcombank's mortgage loan interest rate is currently offering many incentives with extremely simple loan application procedures.

May be mentioned as:

It is allowed to use the Red Book of customers as collateral.

Diverse loan purposes, suitable to the needs of many types of customers.

Flexibility in repayment method: according to reducing balance and annuity Simple proof of capital use purpose ..

The loan / total loan ratio is up to 95% and does not require proof of equity.

Techcombank Mortgage Interest Rate

The mortgage interest rate at Techcombank is considered quite preferential. Corresponding to different loan limits and terms. Details are shown in the following table:

The above is a table of interest rates for Techcombank mortgage loans in 2020. With an attractive and competitive interest rate, Techcombank wants to create maximum conditions for customers to help borrowers reduce financial burden. have enough capital to repay debt and interest.

Conditions and Procedures for Techcombank Mortgage Loan

Condition

Customers aged between 18 and not over 65 years at the time of closing. The purpose of mortgage loan is legal and in accordance with the Bank's regulations in each period.

Having full financial capacity and debt repayment source, able to fulfill obligations to the bank. No bad debt at the time of borrowing with Techcombank or other credit institutions.

Procedure

Include:

Bank loan application / debt repayment plan (in the form of the bank).

Household registration / Temporary residence certificate.

ID card / Passport.

Proof of income.

Papers relating to collateral / guarantee (Red Book).

Documents to prove the purpose of capital use (if any).